You can apply in writing or online for early repayment after you have already started repaying your BAföG loan in installments.

• Submit an informal application to the Federal Office of Administration (BVA). This is also possible online. You must state when and how much you wish to repay early.
• You can also repay only a partial amount early, but you will then receive a smaller discount. To do this, you must want to repay at least EUR 500.00, the actual payment amount will be reduced by the discount.
• After the BVA has checked your application, you will receive a notice stating the amount to be repaid early and the discount.
• You are free to decide whether to accept this offer.
• If you accept the offer, transfer the payment amount within the deadline stated in the notification.
• Note: The date on which the money is received in the account at the Bundeskasse-Halle is the date by which the deadline is met.

If you have not yet started to pay off your BAföG loan in installments:

• Approximately 4.5 years after the end of the standard period of study, you will receive the so-called "Feststellungs- und Rückzahlungsbescheid" from the Federal Office of Administration.
• The notice contains an offer for early repayment of the BAföG loan with the largest possible discount.
• You are free to decide whether to accept this offer or take up the installment payment according to the repayment plan provided.
• If you would like to accept the offer, you must transfer the amount of money stated in the notification to the account of the Bundeskasse Halle (BUKA) by the deadline.
• You can also repay only a partial amount early, but you will then receive a smaller discount. To do this, you must want to repay at least EUR 500.00, the actual payment amount will be reduced by the discount.
• In this case, submit an informal application to the Federal Office of Administration (BVA). This can also be done online. You must state when and how much you wish to repay early.
• After the BVA has checked your application, you will receive a notification with the amount to be paid early and the discount.
• You are free to decide whether to accept this offer.
• If you accept the offer, transfer the payment amount within the period specified in the notice.

Note: If you make repayments on these installments during the period of an exemption from repayment granted by the BVA due to low income, you will not receive a discount.