The statutory accident insurance pays a half or full orphan's pension to the children of insured persons. You can receive this orphan's pension if your parent has died as a result of an insured event. This includes accidents at work, accidents on the way to work and occupational illnesses. An application is not necessary.

Natural children and, under certain conditions, stepchildren, foster children, grandchildren and siblings are entitled to an orphan's pension.

They receive the orphan's pension until they reach the age of 18.

Under certain conditions, however, it can also be granted up to the age of 27. These conditions are met if the orphan

• is in school education or vocational training or
• is performing voluntary service or
• is unable to support him/herself due to physical, mental or psychological disability.

If periods entitling you to an orphan's pension do not follow on seamlessly from one another, you may also be entitled to an orphan's pension during a transitional period of no more than 4 calendar months (e.g. the period between the end of school education and the start of a course of study).

If you are a half-orphan, the orphan's pension is 20 percent of your parent's earnings in the year before the accident; if you are a full orphan, the orphan's pension is 30 percent. You will receive the orphan's pension monthly.

It is possible that other people besides you are entitled to money from the statutory accident insurance, for example your siblings or a widow or widower. In this case, the sum of the pensions may not exceed 80% of the deceased person's annual earnings. In this case, your orphan's pension will be reduced proportionately. If you are a foster child, you may not be entitled to an orphan's pension at all.