Information on long-term care insurance on the Internet

Service Description

The website offers comprehensive information on long-term care insurance for:

  • People in need of care,

  • caregiving relatives and

  • caregivers.

The Care Strengthening Acts create the basis for more benefits for those in need of care, more relief and security for family caregivers and more time for caregivers. On the website you will find

  • Information on financial benefits from long-term care insurance

  • Information on all aspects of care

  • Answers to questions about care and care insurance

Solutions for everyday problems faced by people in need of care and carers

The website offers comprehensive information on long-term care insurance for:

  • People in need of care,

  • caregiving relatives and

  • caregivers.

The Care Strengthening Acts create the basis for more benefits for those in need of care, more relief and security for family caregivers and more time for caregivers. On the website you will find

  • Information on financial benefits from long-term care insurance

  • Information on all aspects of care

  • Answers to questions about care and care insurance

Solutions for everyday problems faced by people in need of care and carers

If someone is no longer able to care for themselves, it is generally possible to claim long-term care insurance benefits if the requirements are met. People in need of care within the meaning of the law are those who have health-related impairments to their independence or abilities and therefore require help from others. The prerequisite is the presence of physical, cognitive or mental impairments or health-related burdens that cannot be compensated for or managed independently. The need for care must be permanent, i.e. expected to last for at least 6 months. Care insurance benefits are graded according to the degree of need for care (degree of care), which depends on the severity of the impairment of independence or abilities. This is determined by the Medical Service of the Health Insurance Fund (MDK) or other independent experts. An assessment tool based on the individual care situation is used to assess the need for care and classify a care level. It is based on questions such as: What can the person in need of care do on their own in everyday life? What abilities are still available? How independent is the patient? Where does he or she need help? The care insurance fund issues an assessment notice based on the report and the recommendation for classification.

Five care levels make it possible to determine the type and severity of the respective impairments, regardless of whether they are physical, mental or psychological. The five care grades are graded: from minor impairments of independence or abilities (care grade 1) to the most severe impairments of independence or abilities that are associated with special care requirements (care grade 5).

Care insurance provides the following benefits, among others:

  1. Care benefits in kind,
  2. Care allowance for self-procured care aids,
  3. a combination of cash benefits and benefits in kind,
  4. home care if the caregiver is unable to attend,
  5. care aids and measures to improve the living environment,
  6. Day care and night care,
  7. short-term care,
  8. full inpatient care,
  9. care in fully inpatient facilities for people with disabilities,
  10. social security benefits for carers,
  11. additional benefits during care leave,
  12. care courses for relatives and voluntary carers,
  13. additional care services,
  14. Personal budget benefits,
  15. Social security benefits for carers
  16. additional benefits for people in need of care in outpatient assisted living groups.
  17. Offers for support in everyday life

In addition, there are entitlements to care advice and start-up funding when setting up assisted living groups.

Source: Zuständigkeitsfinder Thüringen (Linie6Plus)

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