Service Finder
Applying for an accident insurance pension in the event of a reduction in earning capacity of at least 40 percent
Service Description
If your earning capacity is reduced by 40 percent or more, you can apply for a settlement limited to a maximum of 10 years.
The same applies if you are entitled to several pensions which together reach or exceed a 40% reduction in earning capacity.
You will be paid 9 times the annual amount of the pension on which the settlement is based. The part of the pension that has not been settled will continue to be paid out monthly. At the end of the 10-year period, the entire pension will be paid to you again in monthly installments.
If your state of health worsens after a settlement has been granted, your entitlement to a pension will be revived in full on application. The settlement amount paid will be deducted from your pension.
Process flow
You can apply online or by post for an accident insurance pension in the event of a reduction in earning capacity of at least 40 percent.
Online service:
- Call up the online service.
- You will be guided through the procedure on the accident insurance service portal.
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You can log in.
- If you would like to receive a reply from your Berufsgenossenschaft or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
- If you would like to receive the reply by post, you can continue without registering.
- Select your responsible employers' liability insurance association or accident insurance fund or find them using the industry search.
- Upload the required documents.
- Complete the online form and send it off.
- Your notification will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
- You will receive feedback via the desired channel.
Online service of your employers' liability insurance association or accident insurance fund:
- If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there if necessary.
Message by post:
- Send an informal letter to your employers' liability insurance association or accident insurance fund.
- Make sure you provide the required information and enclose the necessary documents.
Requirements
You are entitled to a pension settlement if:
- you have reached the age of 18
- you are either drawing a pension for an indefinite period following a reduction in your earning capacity of 40 percent or more
- or you receive several pensions which together reach or exceed a 40% reduction in earning capacity
- it is not to be expected that the reduction in earning capacity will decrease significantly within the settlement period
- you have enough to live on without the pension
Which documents are required?
You do not need to submit any documents.
What are the fees?
Fee: free of chargeThere are no costs for you.
What deadlines do I have to pay attention to?
There are no deadlines.
Processing duration
Processing Time: 1 - 2 Weeks
Legal basis
Applications / forms
- Appeal
- Detailed information on how to lodge an appeal can be found in the notification from your employer's liability insurance association or accident insurance fund.
Appeal
Forms available: No
Written form required: No
Informal application possible: Yes
Personal appearance necessary: No
Further Information
Author
German Social Accident Insurance (DGUV)
The text was automatically translated based on the German content.
- Settlement of a pension for persons with statutory accident insurance in the event of a reduction in earning capacity of 40 percent or more Approval
Remark: Display of performance in the source portal
Technically approved by
Federal Ministry of Labor and Social Affairs (BMAS)
Professionally released on
12.01.2023
Source: Zuständigkeitsfinder Thüringen (Linie6PLus)
