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Receive a pension from the statutory accident insurance

Service Description

After an insured event, you are entitled to a pension from statutory accident insurance under certain conditions.

If you are unable to work full-time, you will be granted a full pension. This amounts to two thirds of your annual salary.

If you have a reduction in earning capacity (MdE), you will receive a partial pension. This is calculated as a percentage and is based on

  • the degree of your incapacity for work
  • the amount of your annual earnings
    • The annual earnings are the total amount of wages and earned income in the 12 months prior to the month in which the insured event occurred.

The following are considered insured events

  • Accidents at work,
  • commuting accidents (e.g. on the way to work),
  • occupational illnesses.

You will receive a pension if:

  • your earning capacity is permanently reduced as a result of one or more insured events (MdE),
  • the consequences of previous insured events worsen over time.

The MdE indicates the extent to which your ability to work is restricted. Your entire working life is taken into account.

For young insured persons, the MdE is based on the effects that would result for adults with the same health impairment.

There are minimum and maximum limits for annual earnings. The minimum limit for adults is 60 percent of the current reference value. This is the average income of all persons insured under the statutory pension insurance scheme. The maximum limit for earnings is twice the reference figure in the year of the accident.

Process flow

If you are entitled to a pension from statutory accident insurance as a result of an accident:

  • After your accident, consult a general practitioner.
    • This medical professional specializes in the diagnosis of accident injuries.
    • Contact your company or the relevant employers' liability insurance association or accident insurance fund for information on the nearest accident insurance consultant.
  • The notification to the statutory accident insurance is made automatically via the medical specialist to whom you have reported your accident. Under certain circumstances, your relevant employers' liability insurance association or accident insurance fund will initiate a medical report to determine your health damage.
  • Your entitlement to a pension from the statutory accident insurance is automatically determined by your relevant employers' liability insurance association or accident insurance fund.
  • You do not need to submit an application.

If the consequences of a past insured event have worsened for you:

You can report the aggravation online or by post.


Online service:

  • Call up the online service.
  • You will be guided through the procedure on the accident insurance service portal.
  • You can log in.

Would you like to receive the response from your social accident insurance institution in the

    • mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
    • If you would like to receive the reply by post, you can continue without logging in.
  • Select your responsible employers' liability insurance association or accident insurance fund or find them using the industry search.
  • Upload the required documents.
  • Complete the online form and send it off.
  • Your notification will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive feedback via the desired channel.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there if necessary.

Message by post:

  • Send an informal letter to your employers' liability insurance association or accident insurance fund.
  • Make sure you provide the required information and enclose the necessary documents.

Requirements

If you have statutory accident insurance, you are entitled to a pension under the following conditions:

  • Your earning capacity is reduced:
    • as a result of one or more insured events,
    • beyond the 26th week after the insured event,
    • by at least 20 percent.

Which documents are required?

If you are entitled to a pension from statutory accident insurance as a result of an accident:

  • The medical professional to whom you report your accident will automatically forward a medical report to the statutory accident insurance. You do not need to submit any further documents.

If the consequences of a previous insured event have worsened for you:

  • You submit an informal application to your employer's liability insurance association or accident insurance fund. Your doctor will forward a current medical report to the competent body.
  • If necessary, you submit further evidence if this is required by your employer's liability insurance association or accident insurance fund.

What are the fees?

There are no costs.

What deadlines do I have to pay attention to?

There is no deadline.

Processing duration

Processing Time: 1 - 3 Months
From the notification to the decision.

Legal basis

Applications / forms

  • Appeal
  • Detailed information on how to lodge an appeal can be found in the notification from your employer's liability insurance association or accident insurance fund.

Appeal

Forms available: No

Written form required: No

Informal application possible: Yes

Personal appearance necessary: No

Online services available: Yes

What else should I know?

There are no indications or special features.

Further Information

Author

Forwarding service: Deep link to the original portal

German Social Accident Insurance (DGUV)

The text was automatically translated based on the German content.

Technically approved by

Federal Ministry of Labor and Social Affairs (BMAS)

Professionally released on

12.01.2023

Source: Zuständigkeitsfinder Thüringen (Linie6PLus)

Start your request directly online:

Competent Authority

Deutsche Gesetzliche Unfallversicherung e.V. (DGUV)

Address
Glinkastraße 11568
10117 Berlin, Stadt
Telephone
+49 800 6050404
E-Mail
Contact us
WWW
German Social Accident Insurance (DGUV)
Other

Sign telephone: sip:dguv@gebaerdentelefon.dguv.de

ISDN Videophone for deaf or hearing-impaired people: +49 800 60 50 415

Further Authorities