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Widow's and widower's pensions for surviving dependants under statutory accident insurance

Service Description

In the event of a fatal accident at work or a fatal occupational illness, statutory accident insurance provides financial support for surviving dependants.

This means that your employers' liability insurance association or accident insurance fund can support you financially if your spouse has died as a result of such an insured event. The same applies to life partners. An application is not necessary.

In the first 3 months after death, the pension amounts to 2 thirds of the deceased person's annual earnings. After that, the pension is generally 30 percent of this.

Under certain conditions, the pension may amount to 40 percent of the annual income in the first 3 months if you

  • are bringing up a child
  • are at least 47 years old
  • or are disabled or unable to work.

If you have your own income, the pension may be reduced.

As a rule, you are not entitled to a pension if:

  • you only entered into the marriage or civil partnership after the insured event and
  • the death occurred within the first year of the marriage or civil partnership.

There is an exception here if it is clear that you did not enter into the marriage or civil partnership primarily in order to receive the pension.

Process flow

In principle, you do not have to apply for a survivor's pension. The relevant employers' liability insurance association or accident insurance fund will determine the entitlement and the amount of the survivor's pension on its own initiative ("ex officio").

You have the option of initiating the process online or by post.

Online service:

  • Call up the online service.
  • You will be guided through the procedure on the accident insurance service portal.
  • You can log in.
    • If you would like to receive a reply from your Berufsgenossenschaft or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
    • If you would like to receive the reply by post, you can continue without registering.
  • Select your responsible employers' liability insurance association or accident insurance fund or find them using the industry search.
  • Upload the required documents.
  • Complete the online form and send it off.
  • Your notification will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive feedback via the desired channel.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there if necessary.

Message by post:

  • Send an informal letter to your employers' liability insurance association or accident insurance fund.
  • Make sure you provide the required information and enclose the necessary documents.

Requirements

You are entitled to a widow's and widower's pension for surviving dependants under the following conditions:

  • Death of the (spouse) partner as a result of an insured event:
    • Accident at work,
    • commuting accident or
    • occupational disease
  • You have already lived in a legally valid marriage or civil partnership in accordance with the Civil Partnership Act.

As a rule, you are not entitled if

  • you only entered into the marriage or civil partnership after the insured event and
  • the death occurred within the first year of this marriage or civil partnership.

Which documents are required?

  • Death certificate
  • Account number of the beneficiary (IBAN and BIC)
  • Marriage certificate (family register) or civil partnership certificate
  • Social security number of the beneficiary
  • Birth certificates of joint children, if applicable

Please ask your employer's liability insurance association or accident insurance fund whether you need to submit any further documents and, if so, which ones.

What are the fees?

There are no costs.

What deadlines do I have to pay attention to?

There is no deadline.

Processing duration

Processing Time: 1 - 3 Months

Legal basis

Applications / forms

  • Contradiction
    • Detailed information on how to lodge an appeal can be found in the notification from your employer's liability insurance association or accident insurance fund.

Appeal

  • Forms available: No
  • Written form required: No
  • Informal application possible: Yes
  • Personal appearance necessary: No
  • Online service available: Yes

Further Information

Author

Forwarding service: Deep link to the original portal

German Social Accident Insurance (DGUV)

The text was automatically translated based on the German content.

Technically approved by

Federal Ministry of Labor and Social Affairs (BMAS)

Professionally released on

06.01.2023

Source: Zuständigkeitsfinder Thüringen (Linie6Plus)

Start your request directly online:

Competent Authority

Further Authorities

Deutsche Gesetzliche Unfallversicherung e.V. (DGUV)
Address
Glinkastraße 11568
10117 Berlin, Stadt
Telephone
+49 800 6050404
E-Mail
Contact us
WWW
German Social Accident Insurance (DGUV)