Apply for a loan or needs-based grant for training

Service Description

You may have a supplementary entitlement to citizen's allowance during (extra-)vocational training or, for example, a pre-vocational training measure. However, priority must be given to vocational training allowance or training allowance.

The same applies if you are a student in school education and receive benefits under BAföG. Even if you receive BAföG during your studies and live in your parents' household, you can receive supplementary citizen's allowance. The following benefits are therefore not relevant for you.

If you are studying and do not live with your parents, are in training and are not entitled to training support under BAföG (e.g. because you have exceeded the maximum funding period or the age limit) or are in training and accommodated in a boarding school, you are eligible for the following benefits:

Benefits for supplementary additional needs

Under certain conditions, you can apply for an allowance for so-called additional needs in addition to the educational support (e.g. BAföG benefits). These include

  • Additional needs for expectant mothers
  • Additional needs for single parents
  • Additional needs for medically necessary cost-intensive nutrition
  • Additional needs if there is an unavoidable, ongoing, non-recurring special need in individual cases (e.g. costs for exercising rights of access)

If you have income that exceeds your standard needs and the costs for your accommodation and heating, the excess amount will reduce the benefit for additional needs.

Initial equipment for pregnancy and birth

If you are pregnant or have given birth, you are entitled to additional financial support for initial equipment, for example for clothing or furniture. The condition is that you are in an emergency financial situation.

Hardship loan

In cases of particular hardship, you can receive a loan during your education. This is possible if exceptional, serious circumstances jeopardize your education and/or you find yourself in an emergency situation that threatens your existence.

You can receive a hardship loan if you do not receive BAföG or your BAföG benefits are not sufficient to cover your living expenses and you are unable to remedy the situation by taking up gainful employment.

You must repay the interest-free hardship loan after your studies.

Hardship grant

If you are a pupil in a school-based course and do not receive educational support because you have exceeded certain age limits and are a hardship case, you may be able to receive a grant if this is absolutely necessary for your integration into working life. The allowance can be paid for

  • Standard and additional requirements,
  • Needs for accommodation and heating,
  • contributions to health and long-term care insurance.

The age limit for educational grants is generally 45 years, other exceptions are possible.

Students cannot receive a hardship grant, only a hardship loan.

Transitional loan

If you are already receiving basic security benefits and are starting training, you can receive a transitional loan for the first month. This loan can help you bridge a financial gap until you receive your first training allowance or training grant. It prevents you from jeopardizing the start of your training. It is only granted for the first month of training and is paid at the beginning of the month. The amount is based on the citizen's allowance.

You must repay the interest-free loan after your training.

Source: Zuständigkeitsfinder Thüringen (Linie6PLus)

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