Apply for a standard old-age pension

Service Description

You may be entitled to the standard old-age pension after reaching the so-called standard retirement age:

  • If you were born before 1947, the standard retirement age was 65.
  • If you were born between 1947 and 1963, the standard retirement age is raised in stages.
  • If you were born in 1964 or later, it is 67.

You can only claim the standard old-age pension if you have been insured for a certain period of time. This minimum insurance period is called the waiting period. The waiting period for the standard old-age pension is 5 years.

The following are taken into account for the waiting period

  • Contribution periods, for example:
    • Contributions from employment or self-employment.
    • Under certain conditions, months in which you received sickness benefit or unemployment benefit, for example, also count,
    • Months between January 2005 and December 2010 in which you received unemployment benefit II or transitional allowance.
    • Voluntary contributions that you paid alone.
    • Child-raising periods for the first 2.5 or 3 years of life.
    • Months of non-occupational care at home.
    • Contributions from mini-jobs that you paid together with your employer.
  • Substitute periods: for example, months of political persecution in the GDR.
  • In the event of divorce: Creditable months from pension equalization.
  • Creditable months from pension splitting between spouses or registered partners.
  • Creditable months for insurance-free mini-jobs.

You cannot receive the standard old-age pension early, even with deductions.

If you receive a standard old-age pension, you can earn unlimited additional income. Nothing is deducted from your pension.

Source: Zuständigkeitsfinder Thüringen (Linie6PLus)

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